Becoming a notary signing agent is an excellent opportunity for individuals seeking to increase their expertise and earn additional income. In this blog, we'll outline the steps to becoming a notary signing agent, from meeting the basic requirements to obtaining the necessary training and insurance.
Becoming a notary signing agent is an excellent opportunity for individuals seeking to increase their expertise and earn additional income. In this blog, we'll outline the steps to becoming a notary signing agent, from meeting the basic requirements to obtaining the necessary training and insurance.
What is a Signing Agent?
A notary signing agent is a duly commissioned notary public specializing in overseeing the signing of loan documents during real estate transactions, such as mortgage closings, refinances, and home equity loans. Lenders across America heavily rely on notary signing agents to handle these sensitive transactions.
Can Notaries in Any State Perform Signing Agent Work?
No, some states restrict or limit notary signing agent work. It's crucial to check your state's regulations before pursuing this career path.
What are the Requirements to Become a Notary Signing Agent?
While specific requirements may vary among lenders, title companies, and signing services, the industry strongly advises that you adhere to the following steps to increase your chances of working with several companies:
- Currently commissioned as a notary in a state that permits signing agent activity.
- At least one year of experience as a notary public is recommended.
- Complete a training course covering the duties, responsibilities, and limitations of a notary signing agent.
- Undergo an initial background screening that meets Signing Professionals Workgroup standards (must be renewed annually).
- Carry E&O Insurance covering both your basic notarial duties and signing agent work.
Additionally, it is recommended that notaries are supported by a membership in a professional notary organization that provides information on the lawful performance of notarial acts and best practices.
What are the Steps to Become a Notary Signing Agent?
To become a notary signing agent, you need to follow these steps:
- Obtain a Notary Commission: If you are not already a notary, you will need to become one. Visit our 'Become A Notary' tab to learn more about how to become a notary in your state. If your state is not listed, you may contact your state's commissioning officer, usually the Secretary of State, Governor, Lt. Governor, or State Treasurer.
- Gain Experience: Before diving into the field of notary signing agent, gaining experience as a notary public can be beneficial. Practice notarizing various types of documents, familiarize yourself with notarial laws and procedures, and build your confidence in interacting with clients.
- Purchase Signing Agent Training and Signing Agent Errors & Omissions Insurance: Visit our 'Signing Agent' tab to purchase the training and Signing Agent E&O policy. If you haven't already, now would be a good time to consider purchasing a Notary E&O policy as well. To learn more about the difference between a Notary and Signing Agent Insurance, click here.
- Take the Course: Upon checkout, you will have instant access to our Signing Agent Training Course. We recommend taking your time to complete this course, as you will have the opportunity to take the American Society of Notaries Certification Exam, at no additional cost, to earn the Society's designation, "ASN Certified Notary Signing Agent."
- Activate Your Signing Agent E&O Policy: Make sure to send a copy of your course completion certificate to This email address is being protected from spambots. You need JavaScript enabled to view it. in order to activate and receive your signing agent insurance policy.
- Obtain a Background Check: For security purposes, lenders and title/escrow companies require any notary signing agent they hire to obtain a background check. Most hiring companies require a notary signing agent's background check to meet standards established by the Signing Professionals Workgroup (SPW), an organization comprised of mortgage lenders, title companies, signing services, trade associations, and other stakeholders. Most background checks typically include a social security number trace; county and federal criminal court search; sex offender registry search; terrorist watch list search; and national criminal database search. One provider whose background check appears to meet those standards is Backgrounds Online.
- Sign Up With Multiple Signing Services: To expand your opportunities as a notary signing agent, sign up with multiple signing services. Signing services function as intermediaries connecting notary signing agents with clients who need their services for real estate transactions. To find signing services, begin by Googling phrases such as "notary signing services near me" or "notary signing services in [your state]."
Tip: Check out our blog, 'Strategies for Notary Signing Agents to Boost Business and Gain More Clients,' for tips and tricks to expand your client base.
By following the outlined steps, you can position yourself for success. Start your journey today and unlock the opportunities awaiting you!
Watch our YouTube video:
Related Article(s)
Do Loan Interest Rates Impact Notary Signing Agents?
Notary and Signing Agent Insurance - What Are They and Do I Need Them?
How to Avoid Burnout as a Notary Signing Agent
Strategies for Notary Signing Agents to Boost Business and Gain More Clients
Declining a Notarization: A Guide to Handling a Delicate Situation With Professionalism
What Do I Do With My Record Book (Journal) Entry When a Notarization Is Cancelled (Not Completed)?